Cars

Toyota Car Insurance Cost in the Philippines 2025 — Complete Price List & Estimates

Toyota vehicles are among the most trusted on Philippine roads. Whether you drive a Wigo, Innova, or Fortuner, comprehensive car insurance protects you from costly surprises like accidents, theft, or calamities.

Daniel Scott

October 25, 2025

How We Estimated the Insurance Costs

We based these estimates on:

  • The official SRPs (Suggested Retail Prices) from Toyota Motor Philippines (2025)

  • A 2.2 % premium estimate for comprehensive coverage — a standard industry average for private vehicles

  • Typical coverage includes accident, theft, fire, and acts of nature (AON)

Actual premiums will vary based on the driver’s age, driving record, and coverage options.

Calculate actual prices using our instant quote insurance calculator.

Toyota Hatchbacks & Sedans

Model SRP Range Est. Premium Range  
Wigo
₱615 000 – ₱735 000 ₱12 000 – ₱20 000  
Vios
₱738 000 – ₱908 000 ₱15 000 – ₱25 000  
Corolla Altis (HEV)
₱1 746 000 – ₱1 761 000 ₱20 000 – ₱35 000  
Camry (HEV)
₱2 677 000 ₱30 000 – ₱50 000  

 

SUVs & Crossovers

Model SRP Range Est. Premium Range  
Raize
₱757 000 – ₱1 074 000 ₱15 000 – ₱25 000  
Fortuner
₱1 775 000 – ₱2 656 000 ₱30 000 – ₱50 000  
RAV4 (HEV)
₱2 052 000 – ₱2 377 000 ₱30 000 – ₱50 000  
Land Cruiser 300
₱5 758 000 – ₱5 773 000 ₱80 000 – ₱120 000 +  

 

MPVs & Vans

Model SRP Range Est. Premium Range
Avanza
₱844,000 – ₱1,071,000 ₱15,000 – ₱25,000
Alphard (HEV)
₱4,671,000 – ₱4,691,000 ₱50,000 – ₱80,000
Hiace Commuter Deluxe
₱1,621,000 – ₱1,877,000 ₱20,000 – ₱35,000
Super Grandia Elite
₱2,962,000 – ₱3,346,000 ₱50,000 – ₱80,000

 

Pickups & LCVs

Model SRP Range Est. Premium Range
Hilux
₱891,000 – ₱2,480,000 ₱20,000 – ₱35,000
Lite Ace
₱651,000 – ₱1,004,000 ₱12,000 – ₱20,000

 

GR & Performance Models

Model SRP Range Est. Premium Range
GR 86
₱2,716,000 – ₱2,876,000 ₱30,000 – ₱50,000
GR Yaris
₱3,391,000 – ₱3,570,000 ₱50,000 – ₱80,000
GR Supra
₱5,552,000 – ₱5,652,000 ₱80,000 – ₱120,000+

 

Why Comprehensive Insurance Matters for Toyota Owners

Owning a Toyota means choosing reliability, value, and peace of mind. Whether you drive a practical Vios, a family-ready Innova, or a bold Fortuner, comprehensive car insurance ensures that your investment stays protected against accidents, theft, and natural disasters.

Comprehensive coverage goes beyond basic third-party liability, it safeguards you, your passengers, and your vehicle in almost any unexpected situation. Toyota vehicles, being among the most popular in the Philippines, also enjoy wide parts availability and competitive insurance rates, making them some of the most affordable and practical cars to insure.

Protect your Toyota today, compare and save with our instant comprehensive insurance quotes.

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